SO Captures Liability and Insurance Policy
Introduction:
At SO Captures, we are committed to providing high-quality photography services while maintaining the highest standards of professionalism and safety. This policy outlines our approach to liability and insurance matters related to our photography services.
General Liability
- SO Captures carries general business liability insurance to protect against accidents or injuries that may occur to any party during a photography session.
- In the unlikely event of personal injury or property damage during a photography session, clients are encouraged to report the incident to us immediately.
Professional Indemnity:
- We maintain professional indemnity insurance to cover the services we provide. This insurance protects against claims of professional negligence, such as loss of data or images, that result in financial loss or reputational damage to our clients.
- Should any disputes arise from the services provided, we are committed to resolving the matter promptly and professionally.
Equipment Insurance:
- Our photography equipment is insured against theft, loss, or damage. This ensures that we can promptly replace or repair equipment to continue providing uninterrupted service to our clients.
- Clients are not liable for damages to our equipment unless such damage is caused by negligence or intentional misconduct on the part of the client or their guests.
Limitation of Liability:
- The total liability of SO Captures for any claim, loss, damage, or injury arising out of our services shall not exceed the total amount paid by the client for the photography services rendered.
- SO Captures is not liable for any indirect, incidental, special, or consequential damages, including but not limited to, loss of profits or emotional distress claims.
Client Responsibilities:
- Clients are responsible for obtaining any necessary permits and for granting access to locations where photography services are to be performed.
- Clients must inform SO Captures of any specific risks or hazards at the location that may pose a risk to safety or equipment.
Force Majeure:
- SO Captures shall not be liable for failure to perform its obligations under the agreement if such failure results from events beyond our reasonable control, including but not limited to natural disasters, pandemics, government restrictions, or civil unrest (Force Majeure events).
Insurance Claims:
- In the event of a claim that involves SO Captures's insurance, we will assist our clients in providing necessary information and support throughout the claims process.
Policy Changes:
- SO Captures reserves the right to modify this Liability and Insurance Policy at any time. Clients will be notified of significant changes that may affect them.
Contact Information:
For questions or concerns regarding our Liability and Insurance Policy, please contact us at:
Acknowledgment:
By engaging SO Captures for photography services, clients acknowledge they have read, understood, and agreed to the terms of this Liability and Insurance Policy.